At the mention of umbrellas, you likely think of protection from falling water drops. Your Trusted Choice® agent would like to remind you the proper “insurance umbrella” could also protect you from a “rain” of lawsuits. Personal liability claims against homeowners and drivers are increasing in frequency and severity. The question is simple: Are your current limits of liability on your homeowners, boat, and personal auto policies adequate?

Ahhh… Summer vacation, long holiday weekends…Travel- whether you’re hitting the road, hopping a plane or taking a cruise, you’re (hopefully) out relaxing and having fun! But what happens if your trip is interrupted by inclement weather, or an unexpected illness?

If you’re a parent with teenagers you know that the prom is a special night for your teen, and while you want them to have a fun and memorable night with their friends, you also want to make sure they stay safe.

While every individual has unique needs, here are a few insurance coverage options that all college grads should consider.

One factor to consider when evaluating your risk of flooding is development and new construction in your area.

There are a wide variety of April Fool’s Day jokes out there but one thing you should avoid falling for is being told that carrying the state mandated minimum coverage is adequate insurance protection.

As Benjamin Franklin said, “…in this world nothing can be said to be certain, except death and taxes.” When a loved one dies, as family and friends settle their affairs, one important question should be asked: What happens to the insurance policy on the house when the owner dies?

Jealousy. Passion. Betrayal. No, not the latest television drama, but high school. For many the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. At some point we all probably said something in our teen years in the heat of the moment that we wish we could take back, but today’s teens face the added burden that if they convey those statements on social media sites like Facebook and Twitter, their words could be around for a lot longer than just the heat of the moment.

March 3-9 is National Severe Weather Preparedness Week, and as we move from winter into spring, spring rains coupled with melting snow and ice can increase the risks of flooding, and it’s not just those in high risk flood zones who are vulnerable. Here’s some information on evaluating your flood risk and how you can protect your home with flood insurance.

During the month of August 2012, Trusted Choice® conducted a "share" campaign at www.facebook.com/TrustedChoice. For each "share" of any Trusted Choice post during the month of August, we donated $10 to Make-A-Wish to a maximum of $150,000. Our goal was to reach 15,000 shares during the month - and WE HIT OUR GOAL! Thank you to everyone who helped "share".